Whether you are buying a home or putting one on the market, getting a property appraisal is an essential aspect of the process. Getting an accurate appraisal of your home allows you to ensure that you are putting it on the market for the appropriate price. If you’re buying a home, an appraisal confirms that the home is listed for a fair price and provides your lender with the assurance they need to issue your mortgage loan. However, if you’ve never received appraisal services in Maryland before, you might not know where to start. Thankfully, by following a few guidelines, you can get started with your appraisal and get moving with your home purchase or sale:
- Research appraisers: The best place to start when it comes to getting appraisal services is to research local appraisal providers online. First, you’ll determine what specific services you need from a property appraiser. If you’re selling your home, you might just need a simple estimate. If you’re buying a home, however, it’s likely that you’ll need a thorough appraisal. Make sure that the appraiser you choose has experienced providing the specific services that you need. You should also check to verify that the appraisers you are considering are certified and licensed to provide appraisal services in Maryland. It can be helpful to look at reviews online or ask for references from family members and friends.
- Interview candidates: Once you’ve created a short list of potential candidates, take some time to interview appraisers in person or over the phone. Strong customer service and a professional manner are important qualities that you should look for in an appraiser. Ask any questions you have about the process, and get an idea of what you’ll be paying for these appraisal services in Maryland. Bring a notepad with you so that you can jot down relevant details and information about the experience and certification of the appraisers that you are considering. This will give you the chance to compare information about several different appraisers and select the best one for your circumstances.
- Iron out an agreement: After choosing an appraiser, you can get started with an appraisal agreement. It’s important to have a written agreement that lays out terms, charges and details. Ask about what the appraisal fee includes and whether you can expect an in-depth report on the value of the property or item that you’re having appraised. These reports are important if you’re having a home appraised prior to making a purchase. Read your agreement with your appraiser thoroughly and ask questions about any items that you don’t understand. Once you’ve read through everything, you will sign your agreement and move on with your appraisal services.
When you need an accurate appraisal, make sure you hire the experts at Jane Campbell-Chambliss & Associates, LLC. We have decades of experience with property appraisal services in Maryland, and we are dedicated to delivering a high level of quality and accuracy with all of the services that we provide. We are a full-service appraisal firm offering a wide range of appraisal services for everything from antiques to agricultural property. For prompt, reliable and professional appraisal services in Maryland, give our team a call today to schedule a consultation.